Terms of use
The Cashwise website (“website”) is owned and operated by Cashwise IP PTY LTD (ABN
39 677 497 899) (“Cashwise”) having its registered office at Suite 112, 85 Maling Rd,
Canterbury VIC 3126. By using and accessing this website or any of its pages, you agree
to be legally bound by these Terms of Use (including the Privacy Policy) detailed below.
We may change the content or services on the website without notice including the Terms
of Use and the Privacy Policy. Your continued access to, or use of, the website means that
you agree to and accept the changes we make. We recommend that you periodically
review these Terms of Use and Privacy Policy for changes. The information provided on
this website is prepared for residents of Australia only and should not be relied upon by
residents of any other jurisdiction.
General information only
The material on this website has been prepared for general information purposes only
and not as specific advice to any particular person. Any advice contained on this website
is General Advice and does not take into account any person’s particular investment
objectives, financial situation and particular needs. Before making an investment
decision based on this advice you should consider, with or without the assistance of a
securities adviser, whether it is appropriate to your particular investment needs,
objectives and financial circumstances. In addition, the examples provided on this
website are provided for illustrative purposes only. Although every effort has been made
to verify the accuracy of the information contained on this website, Cashwise, its officers,
representatives, employees and agents disclaim all liability (except for any liability which
by law cannot be excluded), for any error, inaccuracy in, or omission from the information
contained in this website or any loss or damage suffered by any person directly or
indirectly through relying on this information.
Accuracy and currency of information
Cashwise, its officers, employees, agents and associates believe that the information
and material provided on this website is correct at the time of compilation but do not
warrant the accuracy or currency of that information and material. You should carefully
check the date of compilation of the information and material (where relevant) to
determine its currency. Save for statutory liability which cannot be excluded, Cashwise,
its officers, employees, agents and associates disclaim all responsibility for any loss or
damage which any person may suffer from reliance on the information and material on
this website or any opinion, conclusion or recommendation in the information and
material whether the loss or damage is caused by any fault or negligence on the part of
Cashwise, its officers, employees, agents and associates or otherwise.
No warranty
The information and opinions contained on the website are provided without any
warranty of any kind, either expressed or implied, to the fullest extent permissible
pursuant to applicable law. Cashwise further assumes no responsibility for, and makes
no warranties that, functions contained on the website will be uninterrupted or error-free,
that defects will be corrected, or that the website or the servers that make it available will
be free of viruses or other harmful components.
Copyright
Copyright in all the material, works, software, design, text, graphics and code contained
on or used to produce the website and in the information and material and in its
arrangement or layout, is owned or licensed by Cashwise IP Pty Ltd unless otherwise
indicated. Other than as permitted below, your use of anything in which Cashwise IP Pty
Ltd owns copyright, is governed by the copyright laws of Australia and its international
treaties with other countries. The material is freely accessible for browsing purposes only.
You may not copy, publish, distribute, create works from or commercially exploit the
content of this website for any other purpose.
Loss or damage to your systems
Cashwise will not be liable for any loss or damage from any cause to your system or
website, or to people linking to this material from your website, caused by or in
connection with the use or link to this material. Any such loss or damage will be your
responsibility. Cashwise advises you to take your own precautions in relation to
protecting your system or website from malfunction or viruses.
Links to and from other sites
When you use a link to go from our website to another site, none of these links comprise
or imply support or recommendation of any other company, product or service by us. We
do not control and are not responsible for the information on any other site found through
our website. Linking to and framing of this website is not permitted without our express
written consent.
CASHWISE IP PTY LTD
CASHWISE (AUST) PTY LTD
Version 1.0
Effective Date: 04th February 2025
1. OUR COMMITMENT TO PRIVACY
Cashwise IP Pty Ltd and Cashwise (Aust) Pty Ltd (“Cashwise”, “we”, “us” or “our”) is committed to
protecting your privacy and ensuring the security of your personal information. This Privacy Policy
outlines how we collect, use, disclose, and protect your personal data in compliance with the
Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
2. PERSONAL INFORMATION WE COLLECT
The types of personal information we collect may include, but are not limited to:
• Full name, date of birth, and gender
• Contact details (address, phone number, email)
• Identification details (e.g., passport, driver’s license, TFN)
• Financial information (income, bank account details, tax records)
• Business information where applicable
• Online identifiers such as IP address
• Any other information relevant to the services we provide
We only collect personal information when necessary for our business operations.
3. HOW WE COLLECT YOUR INFORMATION
We collect your personal information through:
• Direct interactions (e.g., phone, email, online forms, website use)
• Third-party service providers (e.g., financial institutions, data aggregators)
• Publicly available sources (e.g., social media, public registers)
• Automated technologies, such as cookies and tracking tools
4. HOW WE USE YOUR INFORMATION
We may use your personal information for the following purposes:
• Providing services and managing your accounts
• Processing transactions and payments
• Complying with legal and regulatory obligations
• Marketing and promotional communications (unless you opt out)
• Enhancing and improving our services
• Conducting customer research and data analytics
• Responding to inquiries and resolving complaints
5. DISCLOSURE OF PERSONAL INFORMATION
We may disclose your personal information to:
• Financial institutions, regulatory bodies, and government agencies
• Service providers, such as IT support, payment processors, and auditors
• Our business partners where relevant
• Law enforcement authorities, when required by law
• Any other third party with your consent
We do not sell or rent your personal data to third parties.
6. DATA SECURITY
Cashwise takes reasonable steps to protect your personal information from unauthorized access,
modification, or disclosure. Security measures include:
• Encryption and secure data storage
• Multi-factor authentication for system access
• Regular security audits and compliance checks
• Restricted access to personal information
7. ACCESSING AND CORRECTING YOUR INFORMATION
You have the right to:
• Request access to the personal information we hold about you
• Ask for corrections if your information is inaccurate or incomplete
Requests can be made by contacting us via the details provided in Section 10.
8. INTERNATIONAL DATA TRANSFERS
If we transfer your personal data outside of Australia, we will ensure adequate data protection
measures are in place and comply with relevant legal obligations.
9. YOUR PRIVACY CHOICES
You can:
• Opt out of marketing communications
• Withdraw consent for certain data processing activities
• Manage your cookie preferences on our website
To exercise any of these rights, please contact us.
10. CONTACT US
For privacy-related inquiries, complaints, or to exercise your rights, please contact:
Cashwise IP Pty Ltd; Cashwise (Aust) Pty Ltd
Po Box 220, Canterbury VIC 3126.
Email: privacy@iprenewal.net
Phone: 1300 889 446 Option: 2
11. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy from time to time. Any changes will be posted on our website with
the updated effective date.